What defines a person who is totally disabled under Workers' Compensation?

A person who is considered totally disabled under Workers' Compensation is defined by their inability to find a job within the normal labor market. This means that the individual's injury or condition is severe enough to prevent them from securing any employment that is reasonably available to someone of their experience, education, and ability, as determined by the labor market conditions.

In this context, total disability reflects a broad assessment of the person's capabilities. It's not solely about whether they can perform their specific job or find another position within their company, but whether they can engage in any meaningful employment at all. This consideration includes various factors, such as the availability of jobs, the individual’s skills, and the nature of the injury.

While the other options focus on specific scenarios—like their ability to perform their job or find new employment in their company—they don't encompass the wider implications of total disability that the labor market assessment covers. A person may still be capable of performing their job but may nonetheless struggle to find employment elsewhere due to broader market conditions, which reinforces the definition of total disability according to Workers' Compensation standards.