Which group of workers in Hawaii is most likely required to have workers' compensation coverage?

In Hawaii, employees of private sector companies are typically required to have workers' compensation coverage because the law mandates it for most employers. This requirement ensures that employees receive medical and wage-loss benefits in the event of a work-related injury or illness. Workers' compensation is designed to protect employees and provide them with the support they need to recover and return to work without the financial burden that might result from medical costs or lost wages.

While other groups like independent contractors or volunteers may not always be automatically covered under these requirements, private sector employees are specifically included in the statutory obligations of employers to secure workers' compensation insurance. This reinforces the framework of workplace safety and support within the state, underscoring the responsibility of businesses to care for their workforce.