Will a claim under an employer's liability insurance for an employee temporarily in France be covered?

The correct choice is based on the principle that employer's liability insurance can extend to employees who are temporarily outside of the coverage area, provided that the terms of the policy support such coverage. In many liability policies, there is a provision that allows for coverage of claims arising from business activities conducted outside of the designated territory, especially when the employee is on a temporary assignment.

In this context, the policy may specifically outline that it allows for injuries sustained abroad under certain conditions, thereby accommodating employees who may be temporarily working in a foreign country. It's important to note that this coverage typically applies even if the employee is not working within the United States, emphasizing the nature of temporary work assignments in global operations.

Other choices may imply restrictions that aren't accurate under typical liability policies. For instance, suggesting that being outside the covered state automatically nullifies any claims does not account for nuances in coverage that might include temporary assignments abroad. Understanding specific policy language regarding territorial limitations and exceptions is crucial for proper interpretation of coverage for employees on international assignments.